Our methodology
A price is useful when you can trace it.
CostSavvy turns difficult healthcare pricing files into comparisons that show what the number means, where it came from, and what still needs to be confirmed.
Last updated August 2026
What we publish
CostSavvy helps people compare reported healthcare prices and insurance-related estimates for services such as imaging, screening, laboratory work, and outpatient care. Search results are organized around the service, facility, location, and payment context.
We do not present a search result as a guaranteed bill. The final amount can depend on the exact service, clinician, coverage, deductible, facility rules, and additional services delivered during an appointment.
Where pricing data comes from
Our primary pricing inputs are public hospital price-transparency files and reported provider information. These files can contain cash prices, negotiated rates, minimums, maximums, billing codes, payer names, and descriptions of services.
We normalize labels so similar records can be searched together, while keeping the original source context attached to the record. When a value is an estimate or comes from a different source, we label it accordingly.
How we label a number
- Cash or self-pay: a reported amount intended for someone paying outside an insurance claim.
- Negotiated rate: an amount associated with a payer-provider arrangement; plan benefits determine the patient responsibility.
- Estimate: a calculated or incomplete amount that should be confirmed before scheduling.
- Source date: the date available to us for the underlying record or refresh.
How we keep information current
Hospital files change, facilities merge, payer contracts expire, and service descriptions are revised. Our data pipeline checks sources and refreshes records as new information becomes available. A source date is shown wherever the underlying data supports it.
If you see an outdated or incorrect record, please send us the provider, service, location, and the detail that needs attention. We review corrections against the source rather than silently overwriting the history of a record.